About JCPI
Established in 2004, JCPI Lettings manages portfolios of property, helping landlords with the single property or those with portfolios of over 50 units. We are experienced in finding professional tenants and then helping you with everything from tax solutions to finance options.
We offer unrivalled service due to our unique complimentary professional services which support your property letting and management. Digital management of your property, tax and related finance saves you money. Our service combines modern digital platforms with traditional face to face relationships, giving our landlords the most efficient outcomes at the lowest cost.
Introducing the new standard for letting agents
It is unlikely that your letting agent talks to your tax advisor, and that these two professionals then talk with your financial advisor, with the view to getting your costs lowered, and your income from property flowing smoothly. JCPI Lettings combines all 3 professions in 1 company saving you time, tax and finance expenses.
Over 20 years of professional experience in the property sector brings you the techniques to reduce running costs, the knowledge of how to reduce tax and the experience of how to source the best finance in the marketplace.
As leading professionals in the property sector, we are offering the most unique professional cost saving solution to landlords in the UK.
Lowering tax for landlords
We have a team of tax professionals, experienced in property matters, with the sole focus of lowering your tax liabilities. The key is knowing what to claim and how to claim. Every year thousands of landlords submit their self-assessment or corporate tax return and fail to claim tax relief available to them. Other claims for expenses are missed and opportunities to reduce costs are missed. Too often the goal of a tax professional is purely to provide accurate numbers in the tax return to HMRC. This is our goal too, but we want the amount of your tax liability to be less, so we look out for all the reliefs and practices available to help you.
Finance and mortgage options
Knowing which banks will lend to you at the best rate based on your circumstances is the key to keeping finance costs down. The finance market moves daily, lending criteria changes over night and legislation can affect the type of finance available to you. Experience in this sector is the biggest advantage and we know where to find the best deals. Some banks do not offer finance directly to landlords; it can only be obtained through brokers and finance professionals, and it is often here that the best rates and offers can be sourced. Finance and tax are the two biggest costs when letting property and we want our landlords to benefit from keeping both as low as possible. Our professional team will ensure that generating revenue from your property is achieved effortlessly.
Avoid the void
Alongside tax and finance, one of the other biggest costs to landlords is void periods. An empty property costs thousands in lost revenue and is one of the easiest issues to avoid. Demand for property in the UK is substantial and so a landlord should never suffer a void period of more than a couple of weeks whilst maintenance issues are completed between tenancies. Our technique to avoid a property remaining empty for a prolonged period of time is to start sourcing new tenants 2 months in advance of the property becoming empty. This is achieved by maintaining a positive open line of communication with the existing tenant. As soon as notice is handed in, we get the property advertised within a week and viewings can then start immediately.
Maintenance managed
The biggest saving can be made by knowing what a real issue is and what is just an issue from a tenant’s perspective. A tap that drips once an hour doesn’t need fixing, a toilet seat that isn’t straight doesn’t need to be straight and a fence gate that creaks can creak. Those are run of the mill issues, part and parcel of everyday life that should never cause cost to landlords. Too often a satisfy all approach undertaken by inexperienced letting agents cause needless extra cost to landlords. With the experience of managing single properties and substantial portfolios, we know when a problem is a real problem.
Contractor VAT
The easiest way to save money when you have a real problem is not only to choose an experienced contractor that can solve your problem quickly, but to choose one that is not VAT registered. VAT on labour and materials costs you 20% more than a non-VAT registered contractor, a cost that can easily be avoided. VAT status is by no means an indication of skill or speed of a contractor’s service, and many sole trader contractors do what they can to make sure they do not need to register for VAT to keep their costs low. Where we can, we always avoid using VAT registered contractors for our landlords, because it is an easy saving to make. Would you rather pay an invoice of £200.00 or £240.00 including VAT for the same service? Our lettings team have built relationships with contractors that get problems fixed without charging you VAT.
Why choose us?
Save tax, finance and time: We take away your pain of difficult tenants, void periods, maintenance problems and at the end of your financial year we save you tax too.
Our team of letting agents, finance and tax professionals will save you money. For more than 20 years we have acted for landlords with single properties and for some with over 50 properties but in all cases we save landlords money by reducing finance costs, lowering taxes and fixing maintenance issues for less.
Traditional letting agents find tenants and manage property, but as a landlord you need more support than the basics. Every landlord knows that they need less cost and more rent to survive in the industry and that is what we do for our landlords.